parents teaching daughter to save money at home

How can I save money on my home insurance?

These days everyone is looking to save a dollar. But is skimping out on your home insurance really the answer? Everyone with a mortgage is required to have homeowners insurance on their property but the minimum requirement is for fire, lightning and explosion coverage only. When this home insurance was first introduced fire was the leading cause of claims, and …

Maybe Buying Insurance Should Take Longer Than 10 Minutes

At The James Insurance Group we have put a lot of thought into how we can best serve our customers. We appreciate that your time is precious and we want to be efficient when assisting you. We do, however, believe that a decision to buy insurance is important and should not be rushed. After all, you are making a decision on how best …

Alberta condo insurance

Do You Own a Condo in Alberta? This is Important Information for You to Know.

You may have heard recently in the news about changes to the Alberta Condominium Corporation Act that took effect on January 1, 2020.  One of the changes is that condominium corporations will now be able to seek recovery of the deductible portion of the corporation’s insurance claim – up to a maximum of $50,000 – from the condo unit owner …

Renters Insurance Apartment

Insurance for Tenants – Three Ways You Are Protected

You’re done school, have a steady job, & are finally headed out to be on your own.  Exciting times!  Living independently (or maybe with a friend to help with the rent) is the dream of every young person – and probably their parents as well! Please remember though, when you are making plans to furnish your new space & stock …

Motorcycle Insurance

The Case for Increased Liability Insurance Limits

We are often asked about liability insurance and specifically about how much the limit of coverage should be. That’s a tough question to answer and often will depend on individual circumstances, but I can tell you for sure that it’s probably higher than you might think. For many years we have seen Court awards in the US that seem to …