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Why do I need travel insurance?

Medical emergencies can happen anytime and anywhere.  Our travel insurance provides you with 24/7 emergency assistance, so you can enjoy your vacation worry-free.  Travel insurance covers you for unexpected events or accidents while you are abroad or away on vacation.  You can get coverage for emergency medical, flight cancellations, trip delays, lost baggage, return of your vehicle, the cost of having a family member brought to you to be at your bedside while you are hospitalized, and more.

You may have coverage through your credit card company.  It is especially important that you know exactly what your coverage is.  Your insurance through your credit card company will likely have lower limits.  It also might only cover you and not your spouse or travelling partner.  It might be that the coverage would not last the entirety of your trip.  Even if you have coverage through your employer, it may have exclusions that limit your coverage.  Also, most of these plans have no coverage for trip cancellation or trip interruption.

More and more travelers are experiencing lost baggage and flight delays.  Our comprehensive plans have optional coverage for lost baggage, trip cancellation, flight delays, and much more.  We also have emergency medical available for purchase in single or annual plans.  You can even add a deductible to make your travel insurance plan more affordable.  Our travel insurance has no upper age limit and medical screening is only necessary for persons over 65 years of age.  Also, we have automatic renewals for our annual medical flex plans.  If you are 59 and under, coverage exclusions for pre-existing conditions may apply relating to the last 90 days.  If you are between 60 and 89, coverage exclusions for pre-existing conditions are applicable for anything in the last 180 days.

So don’t delay!  Book your vacation and contact us to purchase your travel insurance plan today!

-submitted by Roxanne Thengs